A homeowner may be allowed certain protection from judgments of creditors as a result of the state's:

Homestead rights provide homeowners with protections related to their primary residence, particularly concerning judgments from creditors. This legal concept assures that a portion of a homeowner's equity in their home is protected from seizure to satisfy debts. By having this protection, homeowners can maintain a degree of stability, ensuring that they are not left homeless by creditors seeking payment.

While littoral rights pertain to properties bordering bodies of water, curtesy and dower rights involve the inheritance rights of spouses, which do not specifically address protections against creditor judgments. Homestead rights are specifically designed to guard against the loss of one's home due to financial liabilities, making this the correct choice when considering protections afforded to homeowners against creditors.